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Missouri City flood prevention measures paves way for discounts
Missouri City is taking heightened flood prevention measures to enable area residents to be eligible for discounted flood insurance rates.
The National Flood Insurance Program, a federal program, makes flood insurance available to the public by requiring municipalities to implement more preventive floodplain management measures based on the Community Rating System.
"We are focusing on adopting higher floodplain management standards as provided in the CRS guidelines," said Assistant City Engineer Jing Chen, P.E., CFM.
"For example, practices such as preservation and structure slab elevation receive additional points in the CRS program. A community may likely get up to a 10 percent discount for home insurance rates within the floodplain, and 5 percent outside the floodplain," Chen explained.
Chen, who lives in Missouri City, joined the City as assistant city engineer in June to help implement its floodplain management program and to strengthen regulations for the development and protection of areas that fall within a floodplain.
"We will demonstrate to the Federal Emergency Management Agency that Missouri City can successfully implement higher flood prevention standards allowing our residents to benefit from flood insurance discounts," said Chen.
According to national statistics, approximately 25 percent of all flood damage occurs outside of a special flood hazard area.
“This is why residents living in, as well as, outside, a high risk flood prone area should consider flood insurance coverage,” said Jing.
As many homeowners are aware, standard home insurance policies do not cover damage or losses from flooding. The City and Fort Bend County are updating the area's floodplain maps to define flood zones more accurately by ensuring they reflect the area's current physical landscape.
Chen also heads the City's Storm Water Management Program as part of the Texas Commission on Environmental Quality permitting requirements. SWMP ensures the City's water quality is protected by implementing a series of community-wide practices. These include a ban on dumping into creeks or storm inlets, illicit discharge detection, household hazardous waste collection, litter control and spill prevention and response.
A civil engineer, Chen is a graduate of Texas A&M University and was formerly associated with a private engineering design firm before joining the City.
Jing also earned a master's degree from the University of Texas at Austin in community and regional planning. Her background includes land development, drainage, watershed and floodplain analysis and transportation studies.
For more information about Missouri City’s flood plain and storm water management programs, call 281-403-8500 or visit www.missouricitytx.gov.
The National Flood Insurance Program, a federal program, makes flood insurance available to the public by requiring municipalities to implement more preventive floodplain management measures based on the Community Rating System.
"We are focusing on adopting higher floodplain management standards as provided in the CRS guidelines," said Assistant City Engineer Jing Chen, P.E., CFM.
"For example, practices such as preservation and structure slab elevation receive additional points in the CRS program. A community may likely get up to a 10 percent discount for home insurance rates within the floodplain, and 5 percent outside the floodplain," Chen explained.
Chen, who lives in Missouri City, joined the City as assistant city engineer in June to help implement its floodplain management program and to strengthen regulations for the development and protection of areas that fall within a floodplain.
"We will demonstrate to the Federal Emergency Management Agency that Missouri City can successfully implement higher flood prevention standards allowing our residents to benefit from flood insurance discounts," said Chen.
According to national statistics, approximately 25 percent of all flood damage occurs outside of a special flood hazard area.
“This is why residents living in, as well as, outside, a high risk flood prone area should consider flood insurance coverage,” said Jing.
As many homeowners are aware, standard home insurance policies do not cover damage or losses from flooding. The City and Fort Bend County are updating the area's floodplain maps to define flood zones more accurately by ensuring they reflect the area's current physical landscape.
Chen also heads the City's Storm Water Management Program as part of the Texas Commission on Environmental Quality permitting requirements. SWMP ensures the City's water quality is protected by implementing a series of community-wide practices. These include a ban on dumping into creeks or storm inlets, illicit discharge detection, household hazardous waste collection, litter control and spill prevention and response.
A civil engineer, Chen is a graduate of Texas A&M University and was formerly associated with a private engineering design firm before joining the City.
Jing also earned a master's degree from the University of Texas at Austin in community and regional planning. Her background includes land development, drainage, watershed and floodplain analysis and transportation studies.
For more information about Missouri City’s flood plain and storm water management programs, call 281-403-8500 or visit www.missouricitytx.gov.
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